The Fck Budget: A Revolutionary Approach to Time and Money Management

What if you managed your time and money the way you manage your bank account—carefully, intentionally, and with clear priorities? That’s the premise behind Sarah Knight’s Fck Budget, the central concept in The Life-Changing Magic of Not Giving a Fck. Instead of tracking every dollar or minute, you decide where your resources truly matter—and stop spending on what doesn’t.

Start by listing where your time, energy, and money currently go. You might be surprised at how much you spend on obligations that bring little joy. Next, categorize your commitments: work, social, family, personal. Identify which ones are essential and which are draining. 1

Knight’s advice: ruthlessly cut the non-essentials. If you don’t care about having the latest gadget, skip the upgrade. If you dread weekly meetings, see if you can opt out. Every 'no' is a deposit back into your Fck Budget for things that matter—like travel, learning, or quality time with loved ones.

The benefits are immediate. Readers report saving money, reducing stress, and feeling more in control of their lives. One fan shared, 'After I stopped buying clothes for every event, I found I had more cash—and more confidence.' 3

Creating a Fck Budget isn’t just about cutting back; it’s about intentional living. Spend your resources where they’ll bring the most joy and fulfillment. Over time, you’ll discover that a richer life isn’t about having more—it’s about caring more deeply for less.

So, grab a notebook and start budgeting your fcks. Your future self will thank you.