World War F: How Financial Warfare Is Changing Everything You Know About Money

Inside ‘You Will Own Nothing’ and the Battle for Your Financial Future

Imagine waking up one day to find that your savings are worth half what they were yesterday, that your ability to buy a home is out of reach, and that every transaction you make is monitored and scored. This isn’t dystopian fiction—it’s the reality that Carol Roth warns about in ‘You Will Own Nothing.’ She calls it ‘World War F,’ a financial war where the weapons are inflation, debt, and digital control.

Roth explains that the COVID-19 pandemic was a turning point. While small businesses shuttered and millions lost jobs, trillions flowed to the largest corporations and the wealthy. This wasn’t an accident, she argues, but the result of policies designed to consolidate power. Central banks printed money at unprecedented rates, inflating asset prices and making it harder for ordinary people to get ahead. Meanwhile, new digital tools—like central bank digital currencies and social credit systems—are being introduced to monitor, control, and restrict financial freedom.

The book draws on history to show that this pattern is not new. Every major empire has debased its currency to solve debt crises, from the Roman denarius to the British pound. Each time, the result has been the same: the collapse of trust, the erosion of savings, and the rise of a new order. Roth warns that we are at a similar crossroads today. If we don’t act, the next chapter of financial warfare could mean the end of personal ownership as we know it.

But Roth is not just a doomsayer. She offers hope and practical guidance. She urges readers to diversify their assets, learn about money, and build networks of mutual support. ‘World War F’ is not just a battle for wealth, but for autonomy and dignity. By understanding the tactics of financial warfare, individuals can protect themselves and help shape a better future.
This book is a must-read for anyone who wants to understand the hidden forces shaping our world—and who is ready to fight for their financial future.