Money Fears Holding You Back? How to Name, Face, and Overcome Them

Fear is one of the most powerful emotions affecting how we handle money. It can freeze us in place, cloud our judgment, and prevent us from pursuing our dreams. Rachel Cruze’s Know Yourself, Know Your Money identifies six major money fears that many people face, regardless of income or status.

These include the fear of not having enough to survive, fear that time is running out to achieve dreams, fear of not being smart enough with money, fear that external forces control your financial fate, fear of past mistakes, and fear of repeating the financial patterns of your parents.

Fear narrows the mind, focusing only on survival and blocking creative problem-solving. But the good news is that fear loses its power when you name it. Acknowledging your fears brings them into the light, reducing their grip.

The next steps involve focusing on truth—examining your actual financial situation, strengths, and resources—and reaching out for help, whether through trusted friends, advisors, or faith communities.

One inspiring story shares a young woman who, driven by fear, gave away her entire summer internship salary to charity without saving for school expenses. Through guidance and truth, she learned to balance generosity with prudence.

By facing your money fears head-on, you transform them from obstacles into stepping stones toward financial freedom and peace.

If fear has been holding you back, this blog offers a roadmap to reclaim your power and move forward with confidence.

Learn more about overcoming money fears in Rachel Cruze’s full teachings.
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